Financial Freedom Calculator

Financial independence means your investments cover your living costs. See how many years until you hit your "FIRE number" — and how close you already are.

Your Numbers

Standard is 4%.

Time to Freedom

18.5

Years

Target Portfolio Needed

$1,200,000

At 4% withdrawal rate, this amount generates $4,000/month indefinitely.

Progress to your number

Free around 2045

8% of your target portfolio · $100,000 / $1,200,000

A long road, but every extra dollar invested and every year of compounding brings it closer.

Estimates for education only, based on the 4% rule and a constant return. Markets and expenses vary in real life.

Related guides