How much do I need to retire?

A common rule is to have 25x your annual expenses saved. For example, if you spend $40,000/year, aim for $1 million. Our calculator helps you plan based on your specific situation.

The 4% rule suggests you can safely withdraw 4% of your retirement savings annually without running out of money over a 30-year retirement.

When should I start saving for retirement?

Start as early as possible. Thanks to compound interest, starting at 25 instead of 35 could double your retirement savings with the same monthly contribution.

Retirement Calculator

Retirement Plan

Current Age

Retirement Age

Current Savings

Monthly ContributionNeed help finding money to invest? Check our Budget Planner

Annual Return (%)

Expected Inflation (%)

At Age 65

Projected Total (Nominal)

$1,554,255

Amount in future dollars

Purchasing Power (Today's Value)

$544,606

Adjusted for inflation (3%)